Narrative Debt

What This Dynamic Is

Narrative debt forms when early language hardens into commitments before understanding stabilizes.

Stories become contracts.

Why It’s Dangerous

Narrative debt doesn’t appear in logs.

It shows up when change becomes expensive before it becomes visible.

How This Dynamic Forms

Language is treated as description.

In practice, it behaves like an interface.

Once others depend on it, changing it feels risky.

Where This Appears Across the System

Narrative debt constrains:

  • decisions
  • product direction
  • service expectations
  • market trust

What This Is Often Mistaken For

It’s often misdiagnosed as:

  • lack of discipline
  • strategic indecision
  • risk aversion

The issue is meaning, not resolve.

What This Turns Into If Ignored

Left unexamined, narrative debt compounds into brittle strategy and reputational inertia.

Narrative debt doesn’t slow systems.

It narrows them.